General Contractors
Commercial GCs balancing subcontractor risk, contractual transfer, and owner insurance requirements on every project.
- Subcontractor certificate tracking
- Contractual liability review
- Wrap-up and OCIP coordination
Industries We Serve
Colorado Springs Business & Contractor Insurance by Industry
The Front Range construction market is deep enough that we specialize in it — while still writing the offices, shops, and storefronts that make up Colorado Springs.
Electricians
Electrical contractors working commercial tenant finish, service, and new construction throughout the Front Range.
- Faulty workmanship and fire exposure
- Service vehicle fleets
- Tools and material theft
HVAC & Plumbing
Mechanical contractors with service divisions, install crews, and rooftop or crawlspace work.
- Water damage and installation claims
- Hot work and rooftop operations
- 24/7 service call liability
Builders & Remodelers
Commercial builders and tenant-improvement contractors managing course-of-construction and completed-operations risk.
- Builder's risk placement
- Construction defect tail
- Owner-required limits
Roofing & Exteriors
A hard class in a hail state — placed with carriers that still write Colorado roofing when the risk is presented well.
- Height and hot-work restrictions
- Hail-driven claim frequency
- Subcontracted labor
Landscaping & Site Work
Commercial grounds maintenance, snow removal, excavation, and site prep contractors.
- Snow & ice removal liability
- Underground utility strikes
- Seasonal payroll swings
Manufacturing & Distribution
Light manufacturing, fabrication, and warehousing operations with equipment and product exposure.
- Equipment breakdown
- Products liability
- Business income continuity
Retail & Restaurants
Storefronts, breweries, and restaurants along Tejon, Powers, and the north end.
- Liquor liability
- Slip-and-fall exposure
- Spoilage and equipment breakdown
Office & Professional Services
Professional firms needing package, cyber, and management liability alongside the basics.
- Cyber and data breach
- Employment practices liability
- Professional liability
Don't see your trade?
If it's commercial and it's Colorado, start the conversation
We routinely place classes other agents pass on, and we'll tell you early if the market isn't there rather than running out the clock on your renewal.